When you’re single, you don’t need much money. You need a place to live, a nice TV, and hopefully some cash left over for a social life.
If the social life works out, you get married. Then there’s the mortgage, and the baby, and the minivan, and before you know it, the lessons and the private school, and you have no money whatsoever. (Add “The Great Recession” to the mix and you’ve got a real party.)
What are the most effective ways you’ve discovered to cut back on your spending?